While traditional financial institutions are still entangled in the sufficiency of collateral, Huma has set its sights on a broader blue ocean— the $10 billion real-world financing market. This is not a pipe dream, but a concrete goal set by Huma for 2026.

Huma's grand vision is reflected in its detailed development plan. In the third quarter of 2025, the project will launch an on-chain governance mechanism, empowering token holders with decision-making power; the longer they hold the tokens, the greater their influence. Following that, in the fourth quarter, Huma plans to launch a mobile payment SDK aimed at simplifying the merchant access process, making it as convenient as using common mobile payment platforms.

By 2026, Huma not only expects to achieve a real financing scale of 10 billion USD and a transaction volume of 40 billion USD, but also plans to obtain operational licenses in global financial centers such as the United States and Singapore, striving to become an important participant in the field of international trade financing.

The economic model design of Huma is also quite remarkable. 50% of the revenue from each transaction will be used to repurchase and burn tokens. As trading volume increases, the supply of tokens will gradually decrease, which is expected to enhance its long-term value.

Currently, Huma 2.0 has been launched in the Solana ecosystem, achieving seamless integration with platforms like Jupiter and Kamino through the PST token. Even before its official launch, it has completed a transaction volume of 3.8 billion USD, with an annual revenue exceeding 8 million USD, highlighting the feasibility and potential of its business model.

Recently, Huma has also opened up cooperation channels for enterprises, allowing small and medium-sized enterprises to finance through accounts receivable such as invoices on the blockchain, which will undoubtedly further expand Huma's application scenarios.

In today's rapidly developing financial technology landscape, Huma is striving to reshape global payment and financing rules by integrating blockchain technology with the needs of the real economy. Through innovative economic models to maintain token value, Huma demonstrates the development direction that Web3 projects should take. As the project continues to advance, Huma is expected to occupy an important position in the PayFi sector, bringing new possibilities to the global financial ecosystem.