Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
320,787,203
0.000473%/
0.000517%
/4.53%
0.000625%
/5.48%
btc
BTC
2,626
250M USDT
0.000242%/
0.000336%
/2.95%
0.000310%
/2.72%
eth
ETH
6,330
11.49M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,928,657
41.84M USDT
0.000561%/
0.000617%
/5.41%
0.000979%
/8.58%
doge
DOGE
192,775,683
33.94M USDT
0.000366%/
0.000403%
/3.54%
0.000443%
/3.89%
ondo
ONDO
23,932,879
21.87M USDT
0.000898%/
0.001259%
/11.03%
0.001088%
/9.54%
shib
SHIB
1,020,456M
13.65M USDT
0.000323%/
0.000356%
/3.12%
0.000613%
/5.37%
kas
KAS
135,985,401
12.75M USDT
0.000166%/
0.000183%
/1.61%
0.000428%
/3.75%
usdc
USDC
12,662,753
0.000355%/
0.000660%
/5.79%
0.001031%
/9.04%
bnb
BNB
20,628
12.4M USDT
0.003171%/
0.005756%
/50.43%
0.005154%
/45.15%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?